You won't be charged any platform, inactivity, or market data fees. All electronic deposits are subject to review and may be restricted for 60 days. Options trading privileges subject to TD Ameritrade review and approval. With a TD Ameritrade IRA, you'll have access to education, tools and research It went above it yet still restricted. General rule is to have 5% to 10% above that minimum for a buffer to prevent something like this to happen. You may also speak with a New Client consultant at 800-454-9272. You can trade stocks, options, mutual funds, ETFs, futures, forex, and bonds and CDs in a standard account. Once your account is opened, you can complete the checking application online. I've sent an email through the RH web so just waiting for a reply. Hey this is super funny! Please note: your TD Ameritrade account is not FDIC-insured or bank guaranteed. Unfortunately, due to regulation, there is no way to lift this restriction sooner. Any investment decision you make in your self-directed account is solely your responsibility. My account dipped below $25k for last 30 mins and I made 3 day trades (that day, not last 30 mins). Account Types & Investment Products Overview, Characteristics and Risks of Standardized Options, TD Ameritrade Client Services representative, Seeks to minimize both risk and loss of principal, Is heavily weighted toward fixed income and cash, Seeks lower, more stable potential returns, Limits exposure to equities to help avoid volatility, Nearly balanced between equities and fixed income, Seeks a significant amount of investment growth, Seeks a very significant amount of investment growth, May incur large market fluctuations and increased risk of loss. TD Ameritrade does not make recommendations or determine the suitability of any security, strategy or course of action, for you, through the use of TD Ameritrade's trading tools. I wonder this myself. Stop riding the line. Please review our Commission and Fees for complete details. By using our Services or clicking I agree, you agree to our use of cookies. All rights are reserved. Next day account is restricted … our sample asset allocations below can be used as an additional reference when building your own portfolio. Market volatility, volume and system availability may delay account access and trade executions. One more common sense rule isn’t going to apply to them. Explore more about our Asset Protection Guarantee. © 2020 TD Ameritrade. 11  How do I endorse stock certificates over to TD Ameritrade to open an account? Depending on your risk tolerance and time horizon, our sample asset allocations below can be used as an additional reference when building your own portfolio. Courses are provided for general information purposes only and should not be considered an individualized recommendation or advice. We believe in fair, straightforward pricing and for you that means $0.00 commissions on online exchange listed US stock, domestic and Canadian ETF, and option trades, regardless of account balance or how many shares you buy. You can even begin trading most securities the same day your account is opened and funded electronically. There may also be additional paperwork needed when the account registration does not match the name(s) on the certificate. Then all you need to do is sign and date the certificate; you can leave all the other areas blank. There was a time my account dipped below 25k and got the PDT message even after going back above it so I asked RH support and was told that PDT doesn't apply as long as my account is over $25k even if I might see that message.