Result = Amex card balance is clear and I need to pay my Virgin card off with my normal debit card the following statement period. A few details remain to be seen, such as whether or not this will be available with the “free” Curve card, or only on the £50 premium card. So it’s more like a smart watch in card form with the additional facility for chip use. The Curve card, introduced in 2018, packs innovative features into the space of a credit card. Curve card hit one major plot turn this year, when they severed ties with American Express. The easiest thing to do is order the free Blue card and then upgrade to Black or Metal once you have got familiar with it, although you can start immediately on Black or Metal if you want. With any hope, you’ll soon again be able to add your American Express cards to the Curve app, and pay for transactions using your Amex, via your Curve Mastercard. Curve transactions are automatically recharged onto that card. Curve Blue is free – free to apply and free to operate. The routes covered are London-Dallas, London-Boston, London-Miami, London-Chicago, London-New York and Madrid-Miami. Whenever you spend on the card, your respective Mastercard or Visa card is charged that amount – though to spend on your Amex using Curve you had to load funds into an e-wallet in advance. ), Maximise your frequent flyer miles and hotel points by signing up to our emails, Explaining to my wife the benefits of Curve Metal, but her eyes just glaze over. The ability to use Curve is just what I need. @cranebarbados #luxuryt, Well it looks like I am finally on my way. Your card statement will show as ‘CRV*XXXXXX’ with XXXXXX being the name of the original merchant. Visa or Mastercard credit card linked to Curve as long as you pay £15 per month for Curve Metal.”. If you’re now wondering what all of this news is about, here’s a short synopsis. The 1.5% fee only applies to HMRC, Government and ‘financial institutions’ transactions. That’s a good question. @waveshotelbarbados by @e, Fourth hotel for this trip. Just because there is an investigation it does not indicate that they actually suspect that there has been any wrongdoing on the airlines part. Many are worried about the UK impact of the coronavirus on their ability to pay bills and even stay in their home. I have the blue one and it is a bit boring to be honest so I’d recommend one of the others! The coronavirus outbreak is causing major travel disruption around the globe. Using the mobile app, users link their debit and credit cards to the Curve card. I saw a photo of the @, A visit to @the_sandpiper_barbados the sister hote, Another day, another gorgeous hotel. A spokesperson said: "We regret that American Express has deemed it necessary to take this action and we do not agree with their decision. These cookies do not store any personal information. We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the. (function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='BIRTHDAY';ftypes[3]='birthday';}(jQuery));var $mcj = jQuery.noConflict(true);You can read how we look after your data here, Fun Travel/Aviation/Av Geek/Frequent Flyer Face Masks, See a whole year of Reward Seat Availability on one page at SeatSpy.com, Champagne travel on a Prosecco budget. For more information on the best credit card for you, see our Credit Card guides. Huge news! And whether AMEX will be as free or premium? If you want to pay off – for free – your credit card bills with Curve, buy Premium Bonds, pay into National Savings accounts or pay HMRC, you need to get Curve Metal. Find out how much income you keep and how much the taxman takes. Curve is a very cool digital debit card available in the UK, which allows you to use credit cards in places that may only take debit. Please contact fbteam@moneysavingexpert.com if you wish to report any comments. Curve Blue is explained on this page of its website. To say it was popular is to say the Beatles were just a band. Curve's app allows you to link your Mastercard and Visa debit and credit cards to your Curve debit card, to do your spending on the one card. Curve is NOT a bank account. Your email address will not be published. The Swiss tickets are easiest to find via online travel agents such as lastminute.com and Expedia. Learn More{{/message}}, {{#message}}{{{message}}}{{/message}}{{^message}}It appears your submission was successful. The reason it was confusing is that paying credit cards using Curve Card is against its terms and conditions.It represented financial recycling. My Curve Card PIN; What's a Virtual Curve Card? Your limits are increased as Curve begins to ‘trust’ your behaviour. It is mandatory to procure user consent prior to running these cookies on your website. With all your cards in one, combined with our world-first ‘Go Back in Time’ feature and no currency conversion charges, your money experience across all your cards and accounts isn’t just upgraded, its supercharged with features and services that can only be found today with challenger banks. Worse case scenario you could just ask for a credit to your BA account afterwards. Learn how your comment data is processed. Claim a year's worth of tax relief, Martin Lewis: How much the Govt expects parents to give their children while at university 2020/21, Martin Lewis: I confess, I did a 'decoy effect' experiment on my Twitter and Facebook followers… and it may be why they're buying more Jaffa Cakes, Soap & Glory bath set – join waiting list for early access and 10% off to make it £78 worth for £27, Amazon Warehouse – get returned items or mildly damaged products for knock-down prices, Free virtual globe-trotting, tours & experiences, 12 FREE ways to learn something new at home. At that time, it remained based in London. United Airlines trial testing on New York – London flights, Auckland £2028 Swiss with Cathay, Singapore or Air New Zealand, Sydney £2138 Swiss with Qantas or Singapore, Melbourne £2037 – Swiss with Qantas or Singapore, Tokyo £1730 – Finnair, JAL and BA – book ticket via, Bali  £ 1746 – Cathay and Malaysian book via online travel agents. How do BA American Express companion vouchers work? It is NOT like Revolut, Monzo, Starling or Monese. You can unsubscribe at any point by clicking the link in the footer of our emails. Beach time. Payment holidays for loans, credit cards, car finance and more set to be extended, Coronavirus Self-Employed & Small Limited Company Help, Furlough extended until March and self-employed support boosted again. [9], It launched in Ireland in January 2018. Curve card and app. You can compare all three cards side by side here. Curve cashback limits differ by tier: Curve Blue (90 days on 3 selected retailers) Curve Black (Unlimited time on 3 retailers) and Curve Metal (Unlimited time on 6 retailers). I am looking to pay a £50,000 tax bill, if I sign up for Curve metal = £150 per year and then then use my HSBC premier mastercard, I would get 25,000 Avios. Curve is really coming into its own. Curve announced on Monday that UK Amex holders could add their cards to the app and spend through Curve, joining Visa and Mastercard. I was thinking of getting rid of it not long ago now it is my most used card again thanks to the Zero foreign currency exchange. Welcome! Curve (also known as the Curve card) is a payment card that aggregates multiple payment cards through its accompanying mobile app, allowing a user to make payments and withdrawals from a single card. Curve Card is an intriguing payment product which has a lot to offer to miles and points collectors. Within the last week, we've seen the extension of coronavirus credit card, personal loan and overdraft help to 31 October 2020, with mortgage payment holidays already extended. There was literally no excuse not to earn points. Curve's app allows you to link your Mastercard and Visa debit and credit cards to your Curve debit card, to do your spending on the one card. Result = Amex card balance is clear and I need to pay my Virgin card off with my normal debit card the following statement period. Best Travel Credit Card for Miles & Points. Links on Head for Points may pay us an affiliate commission. With Brexit looming the CMA has decided to launch an investigation whereas previously it would have been expected that the European Commission would have reviewed the situation. Curve Blue is a risk-free, NO FEE introduction to Curve. Curve Metal may be attractive to you if you have substantial tax or credit card bills each month due to the points you could earn on your underlying Visa or Mastercard. British Airways – Sale ending soon with top tips including Price Promise & Future Travel Voucher update, Can I get a refund on my flight? However, I would argue that Curve Metal is a better package than Curve Black as I explain below. [4] An open beta for iOS users in the "business community" was launched in February 2016. Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. I have had to pay the Curve 1.5% fee but that is fine. This includes using an affiliate tracking cookie if you click an external link. Whenever you spend on the card, your respective Mastercard or Visa card is charged that amount – though to spend on your Amex using Curve you had to load funds into an e-wallet in advance. 100% the same here. To help, we're working flat out to answer your questions on these topics and more. See all 9 articles Your Curve app. So I wanted to do a little experiment to test it, For all the latest deals, guides and loopholes - join the 12m who get it. You also have the option to opt-out of these cookies. Curve’s unique ‘All your cards in one’ technology means customers can upgrade their banking experience by syncing their debit and credit cards onto the Curve app and leave home with just one Curve card. Sorry if I am asking the obvious but I just want to be absolutely sure I am reading the article right before committing to a Curve Metal. But Curve’s greatest magic trick was when you could link your American Express card, allowing you to earn Amex Points in places that didn’t actually take Amex!